Disclosure

Not financial advice

Everything on Piso Wais, including the tools, guides and the cheat sheet, is general education. It does not consider your personal situation. It is not investment, tax, legal or credit advice, and it is not a recommendation to buy any product. Results from the calculators are estimates. Past returns, like Pag-IBIG MP2 dividends, do not promise future returns. Piso Wais is not registered with the SEC as an investment adviser and does not solicit investments.

How we are paid (affiliate disclosure)

Today, Piso Wais earns nothing from the platforms on this site. All "Open account" buttons point to the official websites. In the future some buttons may use referral or affiliate links. When that happens, the button will show an Affiliate link tag, the link will be marked as sponsored, and we may receive a reward if you sign up. Referral rewards never change the rates we show or the order of the list, which is sorted by base rate.

Rates and data

Every rate shows an "as of" date, the day we read it on the official page. Banks change rates often, and promo rates come with caps, missions and end dates. Always check the current rate in the official app before moving money. Sources are listed on each card and in our research file.

Logos and trademarks

Bank and e-wallet names and logos are trademarks of their owners. We use them only to identify the products we discuss (nominative use), without changing their colors or shapes. Piso Wais is independent and is not affiliated with, sponsored by or endorsed by GCash, Maya, GoTyme Bank, Tonik, MariBank, CIMB Bank, Komo or EastWest, Salmon, OwnBank, UNO Digital Bank, BPI or any other company named here.

AI imagery

The Piso Wais mascot artwork was made with AI image tools. The 3D hero is rendered live in your browser from code.

Contact

Questions or corrections: info@johnnybodegas.com or Facebook @pisowaisph.